Help kids save for something that matters to them.
Monty makes saving easier to understand by connecting money to real goals kids care about.
Goals make money real
A goal helps kids understand cost, time, patience, and trade-offs.
What parents do
Parents help kids choose a goal, understand the price, and decide how much to save each week.
What kids do
Kids track progress, make choices, and learn that waiting can be worth it.
What kids learn
- Patience
- Planning
- Delayed gratification
- Trade-offs
- Progress over time
Protect the goal when possible.
Monty should default deductions to the Spending Jar, not the Saving Jar. Because saving goals help kids build patience and motivation. Family Money Rules should teach responsibility without making saving feel discouraging.
Questions parents ask
What kind of goals can kids create?
Any goal that has a cost and a timeline works. Kids might save for a toy, a game, a trip, or something they want to give. The goal itself matters less than the habit of working toward it.
Can parents approve goals?
Yes. Parents can review and approve goals before they are active. This gives families a natural moment to talk about whether the goal is realistic and how to reach it.
Can kids have more than one goal?
Yes. Kids can work toward multiple goals at once, which also teaches prioritisation — deciding which goal gets funded first when money is limited.
How does Monty teach patience?
By making progress visible. Kids can see how close they are to their goal with every allowance or deposit. That visual progress makes waiting feel meaningful rather than frustrating.
What happens when a goal is reached?
Parents mark the goal as complete. This is a moment worth acknowledging — it shows kids that the habit worked, and that their choices led to an outcome they wanted.
Start building money habits with your family.
Create a free Monty Family workspace and help your kids practise real money habits this week.
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