The tools behind Monty O'Clock.
Each feature helps turn your child's real money into something they can see, decide on, and learn from.
Twelve tools. One weekly habit.
Allowance
Set the amount, frequency, and schedule. Allowance becomes part of your child's next Monty O'Clock.
Spend / Save / Give
Three simple jobs for money. The child chooses how to split their allowance.
Deposits
Record birthday money, chores, bonuses, gifts, and other earnings — each with an amount, a note on where it came from if you like, and a split your kid chooses.
Goals
Create personal goals, track progress, and update or cancel them any time. Completed goals become part of your child's money history.
Giving
Give money its own role. Kids choose causes or giving goals that matter to them.
Parent Controls
Set allowance rules and boundaries, review or cancel a goal, and add a bonus or adjustment when it helps the lesson.
Progress
See jar changes, goal movement, money in, money out, and completed Monty O'Clocks.
A record of habits building — not a balance to chase.
Family Workspace
One private place for every child in the family, with room for more than one parent or guardian to stay involved.
Money Lessons
Short, real-life lessons matched to your child’s age that work as conversation starters, not long lectures.
Family Money Rules
A planned set of family rules that connect choices to outcomes. Bonuses and adjustments already work today. Coming soon.
Every tool leads back to Monty O'Clock.
Two minutes a week turns these tools into a habit your family keeps.