The tools behind Monty O'Clock.
Each feature helps turn your child's real money into something they can see, decide on, and learn from.
Nine tools. One weekly habit.
Allowance
Set the amount, frequency, and schedule. Allowance becomes part of your child's next Monty O'Clock.
Spend / Save / Give
Three simple jobs for money. The child chooses how to split their allowance.
Deposits
Record birthday money, chores, bonuses, gifts, and other earnings — each with a title, notes, amount, and jar allocation.
Goals
Create personal goals, track progress, and update or cancel them any time. Completed goals become part of your child's money history.
Purchases
Record where money went, kept connected to the jar it came from.
Purchase Reviews
Ask: was it worth it? Fast, child-friendly reflection after every purchase.
Giving
Give money its own role. Kids choose causes or giving goals that matter to them.
Parent Controls
Manage child profiles, allowance rules, the Monty O'Clock schedule, transaction permissions, and family boundaries.
Progress
See jar changes, goal movement, money in, money out, and completed Monty O'Clocks.
A record of habits building — not a balance to chase.
Every tool leads back to Monty O'Clock.
Five minutes a week turns these tools into a habit your family keeps.