Simple money lessons kids can understand.
Monty lessons help kids learn money ideas through real-life actions, not long lectures.
Lessons connected to real life
Kids learn best when lessons connect to what they are already doing.
Lessons in Monty today
- Small Money Choices Become Big Habits
- Every Dollar Has a Job
- Giving Starts With Caring
- One Stick at a Time
- The Money Is Gone. The Lesson Isn't.
What parents do
Parents use lessons as short conversation starters.
What kids learn
Kids learn the words, ideas, and habits that make money easier to understand.
Lessons connected to real-life outcomes.
Each lesson ties to something kids already do in Monty — splitting money, setting a goal, giving, or looking back at a purchase. Linking lessons to adjustments, like a lunch-bag reminder becoming “What can I do next time?”, is planned as part of Family Money Rules.
Parent guide: How to teach kids the value of money.
Questions parents ask
Are the lessons age-appropriate?
Yes. Lessons are written in plain language for kids and are connected to real actions like receiving allowance, setting a goal, or making a spending choice — not abstract financial theory.
Do parents teach the lessons?
Lessons are designed to start conversations, not replace them. Parents use the lesson as a prompt and the real teaching happens in the discussion that follows.
Are lessons tied to allowance?
Some are. Every Dollar Has a Job goes with splitting allowance across Spend, Save, and Give, and Small Money Choices Become Big Habits goes with the weekly Monty O’Clock itself.
Does Monty teach investing?
Not yet. Investing practice is part of Grow, Monty's practice-investing add-on, which is coming soon — pretend shares in real companies, no real money involved. Today's lessons build the vocabulary and curiosity that make Grow make sense later, not portfolio management.
Is this financial advice?
No. Monty is an educational tool. Nothing in the app constitutes financial advice. Parents should consult a qualified financial advisor for specific guidance.
Start building money habits with your family.
Create your free Monty Family Account and help your kids practise real money habits this week.