Every feature.
Every plan.
Up to five kids.
Monty never gates features — every family gets everything. The only choice you're making is how you pay. And your first four Monty O'Clocks are free either way.
We'll always tell you which deal is the better math — because that's literally what we teach.
Monthly
For families who want zero lock-in.
- Every feature — nothing held back
- Up to five child profiles
- Cancel any month; your kid's record stays saved
$120 over a year. Annual is the better deal — see next card.
Annual
Works out to $8.25 a month.
The plan most families should pick.
- Every feature — same as monthly, nothing extra to unlock
- Up to five child profiles
- Saves $21 a year vs monthly — about two months free
Prices in Canadian dollars, plus applicable tax.
Every Monty plan includes
The family workspace and parent account·up to five child profiles·weekly allowance and the Monty o'clock ritual·the three jars — Spend, Save, Give — with the split in your kid's hands·saving goals your kid picks, tracks, and finishes·family money rules and parent approval tools·money lessons that grow with your kid·the full record — every split, every goal, every Monty O'Clock, saved·progress insights, notifications, and reminders·early access to new family features.
Pay for a year and a half. We'll cover the rest — until high school.
Monty is new, and the first families in are the ones who'll shape it. So here's our founding deal, stated plainly:
$149 CAD, once. Less than eighteen months at the regular price — and your family pays no annual fees until your youngest starts high school. Every feature, every update, everything we ever build — including Grow, the practice-investing add-on, when it ships. Up to five kids. One payment, then just Monty O'Clocks.
When these 250 spots are gone, they're gone. The next 250 will be $199 — still a good deal. This one's better.
Coverage runs through August 31 of the calendar year your youngest child turns 14, covering their Grade 8 year. One per family workspace · non-transferable · plus applicable tax. Why we're doing this →
No. 187 of 250
Why “four Monty O'Clocks”?
Because Monty isn't an app you evaluate in an afternoon. It's a two-minute ritual that happens the same time every week — and a habit needs a few repeats before you can feel it forming.
Four Monty O'Clocks is enough to set up the jars, run the split a few times, and watch a goal start to climb. You'll probably get at least one not yet week — the honest kind, where the goal is still a way off. You might even get a let's go get it.
If after four Monty O'Clocks your kid isn't asking when's Monty o'clock? — don't pay. That's the deal.
(The first four are free. If you pay and change your mind, every plan — including the founding one — gets a full refund within 2 weeks of your first payment.)
Monty: Still a way off — and that's okay. Waiting is the skill. See you next Monty o'clock.
Practice investing — before real money is ever involved.
Grow is practice investing for kids: pick real companies they know, watch pretend shares rise and fall, and learn how markets work — with the same rule as everything else in Monty. No real money. Ever.
It's a bigger build than a jar, which is why it ships on its own timeline as an optional add-on — so your plan price never quietly grows, and only families who want Grow pay for Grow. Unless you're a Founding Family. Then it's just included.
Financial education, not investing. Grow never touches real markets with real money.
The fine print, out loud
Is there a free plan?
There's something better: four free Monty O'Clocks with every feature turned on. We'd rather you try the whole thing than live in a limited version of it. No credit card required to start.
What's the difference between the plans?
Only how you pay. Every plan has every feature for up to five kids — monthly is for zero lock-in, annual saves $21 a year, and the founding deal is one payment until your youngest starts high school. We don't gate features, because your kid's money lessons shouldn't depend on which plan you picked.
Which plan should I pick?
Honestly: annual, for most families — it's the same as monthly but $21 cheaper over the year. Pick monthly if you want to stay uncommitted a while longer. And if you're in early enough to catch a founding spot, that's the best math on the page — $149 once instead of $99 every year.
What's the Founding Families deal, exactly?
The first 250 families pay $149 once — less than a year and a half at the regular price — and pay nothing more until their youngest starts high school. That includes every feature update and the Grow add-on when it ships. Coverage runs through August 31 of the calendar year your youngest turns 14, covering their Grade 8 year. The date is based on the children on your account when you join. When the 250 spots are gone, the next cohort is $199.
If I add a child later, does my founding coverage extend?
New kids are welcome on the account anytime (up to five profiles), but the high-school start date is set by the children on your account when you join. That keeps the deal simple and the same for everyone.
Can I switch plans?
Yes. Switch between monthly and annual anytime in Manage billing. The new plan starts right away, and unused time on your old plan isn't credited. To take a founding spot, cancel your subscription first so you're never billed for both. Your family's record comes with you either way.
Is Monty a bank account?
No. Monty holds no money, has no debit card and moves no dollars. It's a ledger: it tracks the allowance you already give and what your kid decides to do with it. Your bank (or the jar on the counter) stays the source of truth.
Is Monty financial advice?
No. Monty is financial education. It helps kids build habits and understand money — it isn't financial planning guidance, and Grow, when it ships, won't involve real investing.
What happens if I cancel?
Your subscription ends, but your family's record doesn't. Every split, goal, and Monty O'Clock your kid logged stays saved and viewable, read-only. Come back anytime and pick up where the jars left off. Every plan gets a full refund within 2 weeks of your first payment. On the founding deal, after that, your family has full access until your youngest starts high school.
What's the Grow add-on?
Practice investing — pretend shares in real companies, so kids learn how markets work before real money is ever involved. It ships as an optional add-on so your plan price stays put — and it's included at no charge for Founding Families. Join the waitlist and we'll tell you when it's ready.
Four Monty O'Clocks.
Then you'll know.
Set up the jars this week, run your first Monty o'clock, and see what your kid does with a split that's actually theirs.