Questions parents ask first.
The things every parent wants to know before they try Monty O'Clock with their family.
Is real money involved?
No. Monty holds no money, has no debit card and moves no dollars. It's a ledger: it tracks the allowance you already give and what your kid decides to do with it. Your bank (or the jar on the counter) stays the source of truth.
What ages is it for?
Kindergarten through Grade 8, roughly ages 5 to 12 — most families start around 6 or 7.
When can kids start learning the value of money?
As soon as they can count what is in front of them. Start with simple choices and one small goal, and adjust the conversation to your child. Monty is built for Kindergarten through Grade 8.
Does my kid need their own phone?
No. Monty runs on your device — each kid gets their own PIN-protected profile, Netflix-style.
How long does Monty O'Clock take each week?
About two minutes. Look at the jars together, talk about one choice, and decide what's next. Setup takes a few minutes the first time, and some weeks the conversation runs longer. That's a good sign.
What if there's no new money this week?
Keep the appointment anyway. Look at a goal, talk about something they bought, or plan the next choice. The habit is the weekly conversation, not the deposit.
What does it cost?
Your first four Monty O'Clocks are free, with every feature and no credit card. After that it's $10 a month or $99 a year, plus applicable tax. Or one Founding Family payment of $149 covers you until your youngest starts high school. See pricing for the details.
What happens when they hit a goal?
You go get it. Monty marks the goal done, keeps it in their record, and the next one starts.