For kids

Their money. Their goals. Their choices.

Monty helps kids see what their money can do.

Monty the beaver holding a coin and a jar
Their jars

Give their money different jobs.

  • Spend

    Money they can choose to use.

  • Save

    Money they're protecting for later.

  • Give

    Money they want to use to help.

Their goals

Something worth building toward.

  • They watch their progress.
  • They decide if the goal still matters.
  • They reach it, or change their mind.

Both are allowed.

See how saving goals work
Their purchases

Was it worth it?

Monty doesn't tell them not to spend.

It helps them look back and decide what they think.

See how purchase reviews work
  • Totally worth it
  • Pretty good
  • Meh
  • Wish I waited
Monty O'Clock

Once a week, they check their money.

  1. They see what came in.
  2. They check their jars.
  3. They look at their goals.
  4. They review what they bought.
  5. They make the next decision.
Start together

Take the Monty O'Clock Monthly Challenge!

Four Monty O'Clocks, their real allowance, and five minutes a week together.

What parents do
Free to startNo real money heldBuilt for family conversations