Financial Literacy Month 2026 · Waterloo Region + GuelphMoney conversations build confidence. Let's make more of them happen.
Financial literacy begins before a child's first bank account — with honest, age-appropriate conversations about everyday choices. This November, we're thanking 30 organizations that help families talk money more openly.
No fee · No sales pitch · One useful local voice
Registration supports the national campaign and does not imply FCAC endorsement of the Monty product. Official assets are shown unmodified and are available from Canada.ca.
Money moves faster now
Children need room to practise.
Children watch money move with a tap, a click, or a swipe — often without seeing a dollar leave anyone's hand.
Financial literacy has to fit that fast-moving world. Sometimes that means doing the opposite: slowing down long enough to notice, choose, and reflect.
The money can move in seconds. The thinking deserves two minutes.
See it
What came in? What went out?
Decide it
What should their money do next?
Reflect
Was that choice worth it?
Monty O'Clock provides the two-minute structure. The family conversation does the teaching.
What this campaign supports
Financial confidence begins with conversation.
Financial literacy is more than knowing the right terms. It is learning how to think through real choices, ask questions, and explain a decision. Parents and trusted community voices can make those conversations easier to begin.
Real life over theory
Start with a choice the child can see and understand.
Conversation over control
Parents ask, listen, and guide — without monitoring or shame.
Practice over perfection
A thoughtful next choice matters more than a perfect answer.
Confidence over correctness
Children learn to explain, reflect, and try again.
The goal is not a child who always makes the “right” choice. It is a child who can explain a choice, learn from it, and make the next one with more confidence.
FCAC · Financial Literacy Month 2026
Official national campaign. Local family action.
Monty is a registered Financial Literacy Month 2026 partner supporting the Financial Consumer Agency of Canada's Talk Money campaign. The national message leads. Monty adds one optional, parent-guided two-minute prompt that helps families put the conversation into practice.
Start the conversation
Purposeful money conversations and real financial moments help build confidence and well-being.
Navigate real life
Financial literacy is working through everyday financial decisions — not simply knowing the terminology.
Make money talk normal
Open conversations reduce stigma and make it easier to ask questions before a decision becomes urgent.
Connect to trusted help
Talking money helps people recognize when they need reliable information, guidance, or assistance.
Registration supports the national campaign and does not imply FCAC endorsement of the Monty product. Official assets are shown unmodified and are available from Canada.ca.
Monty in action
Two minutes becomes a real decision.
Monty makes the conversation visible. A child sees what came in, chooses what each dollar should do, and connects today's choice to something they care about.
- 01
See the money
Start with a real allowance, gift, chore, or bonus.
- 02
Give it a job
Your child chooses what goes to Spend, Save and Give — with a parent guiding the conversation.
- 03
Connect it to a goal
Watch a meaningful choice build over time.
- 04
Review it and reflect
Look back at what was actually spent and ask the question that does the teaching: was it worth it? No shame, no scoring — just an honest look back before the next choice.
The app holds the structure. The parent–child conversation does the teaching.
Take the Monty O'Clock Monthly Challenge!
Four free Monty O'Clocks. No credit card required.
Parent guide: How to teach kids the value of money.
Four Saturdays · one family rhythm
Reset once. Practise all month.
Daylight saving time opens the conversation on November 1. Four simple Monty O'Clocks keep it going — without a daily streak, a lecture, or public money data.
Reset Day
Move the clocks back. Put two minutes forward for money. The campaign begins.
See it
What money came in this week — and where did it go?
Decide it
What should this money do next?
Reflect
Was that purchase or goal worth it?
Build it
What family money rule will help before the holidays?
In support of Financial Literacy Month 2026
Your voice can make money conversations more normal.
All November, we're thanking 30 organizations that help families talk about money: one community spotlight a day on Instagram. This is a thank-you, not a sponsorship, endorsement or sales campaign.
A thank-you, not an ask.
- 01We post a thank-you that tags you
- 02We send one short message when it's live
- 03Reshare it if it's useful
- 04Prefer not to be tagged? Tell us and we'll take it down
Make the cause easy to share.
- ✓Campaign copy and visual asset
- ✓Caption and family conversation prompt
- ✓Local campaign recognition
Schools + educators
Turn real money moments into age-appropriate conversations.
Community + non-profits
Reach families where trust and practical support already live.
Sports + arts
Connect goals, trade-offs, practice, and patience.
Financial professionals
Offer one plain-language insight, without a sales pitch.
One spotlight a day.
Each day of November adds a block when that day's thank-you goes live. We count conversations, never dollars.
0 of 30 community spotlights posted
No featured day required
Support the cause with one simple post.
Any organization, educator, coach, or community group can help raise financial literacy awareness. No sign-up needed.
- 01
Open the free kit
Four official FCAC graphics, Monty's four-week family prompt, ready-made copy, accessible alt text and a printable QR flyer.
- 02
Share it during November
Use the supplied family prompt, or add one short reason your organization believes money conversations matter.
- 03
Invite the next local voice
Use #FLM2026 and #TalkMoney, tag Monty (@getmonty.ca on Instagram), and invite one other organization to join.
Financial literacy is a practical life skill — and it can begin with one honest, age-appropriate conversation.
This Financial Literacy Month, we're joining local organizations to help make talking about money feel more normal for families.
Try this two-minute family prompt: If you had $10 today, would you spend, save, or give it? Ask why — there is no perfect answer.
Parent guides. Child decides. Family reflects.
Lend your trusted voice to a cause families already need.
Share one useful insight, or simply post the free awareness asset. Monty handles the two-minute prompt and production support.
Financial Literacy Month · November 2026Registration supports the national campaign and does not imply FCAC endorsement of the Monty product. Official assets are shown unmodified and are available from Canada.ca.
Monty is a registered Financial Literacy Month 2026 partner. Registration supports the national Talk Money campaign and does not imply FCAC endorsement of the Monty product. Monty is an educational family tool and does not provide financial advice.