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Teaching kids about money, Kindergarten to Grade 8.

Practical, judgment-free guidance for Canadian parents. Start with a two-minute check-in, then pick your child’s grade.

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  • Written for Canada

Jump to your child’s grade

Start here2 min · weekly

Your first two-minute money check-in

  1. What came in?

    Allowance, gift money, money they earned. Zero is a fine answer.

No money this week? Do the check-in anyway. Look at the goal and talk about one choice coming up.

By grade

Where to start with your child

Starting points, not rules. Every child is different, so use the stage that fits your child, not just their grade.

Parent guides

All guides

A sunny autumn front yard under a red maple. A boy in a blue puffer jacket and toque rakes a pile of leaves and smiles at his dad, who sits on the porch steps holding out coins for the job. Monty the beaver, in a green toque and M hoodie, holds open a paper leaf bag. On the porch ledge sit three glass jars of coins marked with a shopping bag, a sprout and a heart, next to a picture of a helmet with lights. Through the windows, a made bed and a tidy kitchen table.
Money habitsOct 23, 2026

Should Kids' Allowance Be Tied to Chores?

Three ways families handle allowance and chores, compared: a separate allowance, a base plus paid extra jobs, or pay per chore. Pick one and set it up.

Grades: All grades K–8

A child's bedroom in autumn, with red and orange maple leaves outside the windows. A girl in a striped sweater smiles as she drops a coin into the middle of three clear jars of coins on a low shelf, marked with a shopping bag, a sprout and a heart. On the corkboard above is her crayon drawing of a red bike and a chart with three of its boxes coloured in. Monty the beaver, in a green toque and M hoodie, sits beside her with a paw on the middle jar, and her mother watches from the bed, smiling.
Money habitsOct 16, 2026

How to Help Kids Save for Something They Want

Help your child pick a goal they care about, work out how long the wait is, check in each week and decide what happens if they change their mind.

Grades: All grades K–8

Two brothers at a dining table in autumn for their weekly money check-in, each with three clear jars of coins marked with a shopping bag, a sprout and a heart. The older boy taps a tablet showing three jars, and the younger boy holds up a small blue toy car, with a shark plush beside his jars. Monty the beaver, in a green toque and M hoodie, sits between them holding up a coin and cheering. A chart with ten ticks hangs on the wall, a building set with an icebreaker ship on its box sits on a cabinet, and their mother listens, chin in hand.
Money habitsOct 8, 2026

What 10 Weeks of Monty Taught My Kids About Money

From putting back Hot Wheels to calculating how long it would take to refill a Spend Jar, here's what happened when two kids started practising real money decisions every week.

Grades: KindergartenGrades 1–3

A sunny autumn kitchen with a lake and maple trees outside the windows. A girl rests her chin on her hand, thinking, while her mother points to three jars on a tablet. On the table, a phone and a bank card sit on one side and three clear jars of coins, marked with a shopping bag, a sprout and a heart, on the other, with muffins and mugs between. Monty the beaver, in a green toque and M hoodie, holds a clipboard of ticked boxes and a padlock and gives a thumbs-up.
Choosing money toolsOct 7, 2026

Choosing a kids' allowance app in Canada

Choose an allowance app using current Canadian fees, features and privacy information. See transparent criteria and Monty's publisher disclosure.

Grades: All grades K–8

Practise it at Monty O’Clock

Take the Monty O'Clock Monthly Challenge!

Four Monty O'Clocks, your kid's real money, and two minutes a week together.

  1. 1Week
  2. 2Week
  3. 3Week
  4. 4Week
What is Monty O'Clock?
Monty with his Spend, Save and Give jars

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