It's Monty O'Clock.
Two minutes to talk money together. Monty brings your kid's allowance, deposits, jars, goals, and purchases into one simple weekly check-in. They make the decisions. You stay part of the conversation.
Give the money conversation a place on the calendar.
Monty O'Clock is scheduled by the parent. Maybe that's Saturday morning. Maybe Sunday night. Maybe Wednesday after dinner.
When the time arrives, Monty gathers what happened with your child's money and guides the family through a short check-in.
The parent creates the time. Monty creates the structure. The child makes the decisions.
One session. Your kid's actual money.
Money In
See what came in.
Split Allowance
Give this week's allowance a job.
Check the Jars
See what changed.
Check Goals
See what you're building toward.
Money Out
Review what was spent.
Reflect
Was it worth it?
Wrap Up
See what changed this week.
Parent guides: Was it worth it? Helping kids learn from what they buy and Spend, Save, Give, Grow: let children choose each dollar’s job.
Money habits are built through repetition.
Monty isn't trying to teach everything in one giant financial-literacy lesson. The goal is simpler: give kids repeated opportunities to see money, make a decision, experience the result, and talk about it.
Monty doesn't make the decision for them.
Monty can show
- How much money is available
- How jars changed
- How close a goal is
- What was purchased
- What trade-off a choice creates
Monty doesn't decide
- How much a child must save
- Whether a purchase is "good" or "bad"
- What goal a child should choose
- How a family should use its money
Monty shows and suggests. It never decides.
See Monty O'Clock in a real family.
One family's first five weeks showed early signs of the behaviours Monty is designed to encourage — more awareness of available money, goal-focused thinking, money conversations the kids started themselves, and purchase reflection.
Try four Monty O'Clocks with your family.
Two minutes a week. Your kid's real money. See what starts to change.